{"id":793,"date":"2025-10-20T11:30:42","date_gmt":"2025-10-20T14:30:42","guid":{"rendered":"https:\/\/www.planocde.com.br\/eng\/?p=793"},"modified":"2025-10-22T15:32:12","modified_gmt":"2025-10-22T18:32:12","slug":"baillie-gifford","status":"publish","type":"post","link":"https:\/\/www.planocde.com.br\/eng\/?p=793","title":{"rendered":"BAILLIE GIFFORD"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:20px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_4  fusion-one-fourth fusion-column-first 1_4\"  style='margin-top:0px;margin-bottom:0px;width:22%; margin-right: 4%;'>\r\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\r\n\t\t\t\t\t\t<span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng-212x300.jpg\" width=\"212\" height=\"300\" alt=\"\" title=\"capa_eng\" class=\"img-responsive wp-image-796\" srcset=\"https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng-212x300.jpg 212w, https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng.jpg 723w, https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng-200x283.jpg 200w, https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng-400x567.jpg 400w, https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/capa_eng-600x850.jpg 600w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/span><div class=\"fusion-clearfix\"><\/div>\r\n\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_3_4  fusion-three-fourth fusion-column-last 3_4\"  style='margin-top:0px;margin-bottom:0px;width:74%'>\r\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\r\n\t\t\t\t\t\t<div class=\"fusion-text\"><p><strong>The study \u2013\u00a0Financial inclusion in Brazil 2022<\/strong><\/p>\n<p>The present study has the objective of mapping challenges for financial inclusion in Brazil in the last four years. This period brought important financial transformations to the base of the pyramid in Brazil, which until recently still suffered to access and use adequate financial instruments. The 140 million people of C, D and E classes (the low-income classes, who have a per capita family income of up to R$ 2,000 \u2013 or U$ 383,00 &#8211; per month), concentrated most of the unbanked and under-banked \u2013 that is, those who, despite having bank accounts, do not use them. This study was conducted in three parts:<\/p>\n<ul>\n<li>The first was a review of the literature and data on access and usage;<\/li>\n<li>With the literature review at hand, we interviewed experts of academy, state and among fintechs focused on inclusion;<\/li>\n<li>Finally, we applied an online questionnaire in a national representative sample of 2,370 people, over 18 years old, from all social classes.<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div>\r\n\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box links-botoes-cases nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:20px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1  fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\r\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\">\r\n\t\t\t\t\t\t<div class=\"fusion-text\"><p><strong>CHECK OUT THE FULL RESEARCH<\/strong> <a href=\"https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2022\/12\/Relatorio_InclusaoFinanceira_ENG_compressed.pdf\" target=\"_blank\" rel=\"noopener\"><strong>HERE<\/strong> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-258\" src=\"https:\/\/www.planocde.com.br\/eng\/wp-content\/uploads\/2018\/09\/icone-mais.png\" alt=\"\" width=\"22\" height=\"22\" \/><\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\r\n\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial inclusion in Brazil 2022<\/p>\n","protected":false},"author":2,"featured_media":794,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[],"class_list":["post-793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cases"],"_links":{"self":[{"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/posts\/793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=793"}],"version-history":[{"count":3,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/posts\/793\/revisions"}],"predecessor-version":[{"id":800,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/posts\/793\/revisions\/800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=\/wp\/v2\/media\/794"}],"wp:attachment":[{"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.planocde.com.br\/eng\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}